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30 July 2026 · 2 min read

What Actually Shows Up With Your Name On It (Across Four Processors)

See exactly what shows up on a client's bank statement with Stripe, PayPal, Square and SumUp vs. Artega, where only Wert's discreet merchant name ever appears. Includes a firsthand SumUp test transaction showing the seller's phone number exposed to the client.

Discreet BillingBank Statement DescriptorPrivacy & DiscretionWertStripePayPalSquareSumUp

What Actually Shows Up With Your Name On It (Across Four Processors)

On a client's bank or card statement, an Artega payment shows Wert as the merchant, sometimes as "SHA2 Solutions OU," Wert's registered office in Estonia. It never shows Artega, your name, or what was purchased. That's how the payment always appears. It isn't a setting you configure.

What shows up on other processors

Square's own support forum has merchants reporting their name leaking onto a customer's statement. PayPal shows a seller's real name to buyers by default on personal accounts, and even business accounts aren't a reliable fix. Stripe keeps your legal name on file regardless of what's actually displayed to the buyer.

Each of these depends on the processor knowing your legal name in the first place, and having a system that can, deliberately or not, surface it.

What we found with SumUp: it's not just the name

We ran our own test transaction with SumUp to check what a client actually sees. The seller's display name defaulted back to the legal name already on file, same pattern as the other three. But the transaction details went further: the seller's personal phone number was shown directly to the client, tappable to call.

That's not a name leaking onto a statement. That's a direct line to the seller, handed to a client who may only be a stranger who made a single booking. Nothing in SumUp's checkout flow flags this or asks the seller to confirm they want their number shown.

This is a first-party finding from our own test payment, not a public report or legal filing, so treat it as one data point rather than a documented pattern the way the Square and PayPal cases are. We're showing the actual screen below.

SumUp transaction details screen showing the seller's personal phone number displayed to the client, tappable to call

SumUp's transaction detail screen, from our own test payment. Personal details blurred by us; the phone number shown belongs to the seller.

Why Artega is different

We don't ask for your legal name: only the name you choose to trade under. There's nothing on our end to leak, share, or start suggesting later, the way banks sometimes populate a payee name (or a phone number) from account data without asking. The mechanism holding up your privacy isn't a promise. It's the fact that the information was never collected.

Sources: Square Seller Community · PayPal seller display-name help · Stripe statement descriptor documentation · SumUp phone number exposure: our own test transaction, screenshot on file